Why did GSI acquire Fetchback

DE Privacy Policy (German)

DE Privacy Policy (German)
PayPal Privacy Policy Effective October 18, 2013 Please read, download, and save this Privacy Policy. The following data protection principles regulate the use of your PayPal account and our services, as well as all other functions, technologies and functionalities that are offered by us (hereinafter collectively referred to as: "PayPal Services"). This includes without being limited to these also include all information that you provide in connection with your use of the PayPal services. 1. Overview In order to be able to offer PayPal services and to minimize the risk of fraud, PayPal (Europe) S.à r.l. et Cie, S.C.A. (hereinafter also "PayPal", "our", "us" or "we") some personal information, including your credit card details and / or bank details. By agreeing to the data protection principles, you expressly consent to the disclosure and use of your personal information in the manner described here. These data protection principles describe how we collect and use this information. The protection of your personal data has top priority for PayPal, which is why we only use your data in strict compliance with data protection principles. We will not sell or rent your personal information to third parties for their marketing purposes without your consent. Under certain circumstances we will only pass on certain information to third parties in order to be able to offer our services, to improve their quality or to protect the interests of our customers. However, disclosure is subject to strict restrictions, which are described in more detail in the section "Our Use and Disclosure of Information". Please read these data protection principles carefully; they apply to all PayPal services. By agreeing to the data protection principles, you accept the use and disclosure of your personal information in the manner described here. Any future changes to this privacy policy, which are already published in the document "Updated PayPal Policies" on the PayPal website under the link "Terms and Conditions" when you register for a PayPal account, are considered part of this privacy policy and apply to you the effective date set out in the PayPal Updated Policy. Under “Updated PayPal Policies”, PayPal announces changes to the agreements between you and PayPal in advance and makes them available to you in writing. Please refrain from registering and using the PayPal services if you do not agree to the provisions of the data protection principles. Notification of changes These data protection principles can be revised over time, for example if new functions are added to PayPal services or customer suggestions are implemented. We reserve the right to change these data protection principles at any time and to post the revised version on our website. The revised version will take effect as soon as it is posted on the site. If we intend to change the data protection declaration significantly, we will also send you a message at least 30 days in advance. We can send you the message on our website under "PayPal Policy Updated" and / or by email. After these 30 days have elapsed, it is assumed that you have agreed to all changes to the data protection principles. If you do not agree to the provisions of the data protection principles, you can close your account at any time. The latest version of our data protection principles can be found on the PayPal website https://www.paypal.com/de/. Some sections of the PayPal website contain links to third-party websites. These pages are subject to their own data protection principles. PayPal is not responsible for its operations including data handling. If you send individually assignable information to or via such third-party sites, we recommend that you check the data protection declarations on these sites beforehand. We hereby make it clear that these data protection principles do not constitute a framework agreement within the meaning of the EU Payment Services Directive (2007/64 / EC) and its implementation laws in the European Union and the EEA. 1 Special note on the minimum age. Children are not allowed to use our services and we ask that minors (under 18) do not submit any personal data to us and do not use the PayPal services. 2. Binding Corporate Rules (company-wide guidelines) In addition to the data protection measures mentioned in these data protection principles, eBay Inc., the parent company of PayPal, has created company-wide guidelines ("Binding Corporate Rules") which are used by a large number of data protection authorities in EU countries have been recognized. The Binding Corporate Rules represent a voluntary commitment by eBay Inc. to adequately protect your personal data regardless of the location of the data and, depending on where they are located, can create additional data protection rights. For more information on our Binding Corporate Rules, please contact us using the contact information below. 3. Information We Collect Required Information In order to open a PayPal account or use the PayPal services, you must provide your name, address, telephone number and email address. In order to be able to make payments through the PayPal services, you must provide your credit card or bank account information. In addition, we ask you to answer two security questions (e.g. about your place of birth or the name of your pet). We need this information in order to process transactions, to issue new passwords (if you have forgotten your current password), to protect you against credit card and bank account fraud and to carry out appropriate checks or to contact you if necessary regarding the administration of your account or to be able to contact PayPalServices. If you transfer or receive large amounts of money or process large overall payments via PayPalServices, we may need further information about yourself or your company in order to comply with applicable anti-money laundering regulations. If you use PayPal via a mobile device (e.g. smartphone), we may also collect and save device registration data (including the device ID) and geolocation data in order to be able to perform our services. If you use certain functionalities made available by us (for example the PayPal Here functionality, which is available to you as an application on your mobile device), we can ask you to upload a personal picture of yourself in order to make the specific services available to you put. Transaction Information If you use PayPal services to send payments to a third party or request money from a third party, we will ask you to provide information related to that transaction. This information includes, for example, the amount and type of transaction (purchase of goods, purchase of a service or simple money transfers (cash transaction (US only))) as well as the email address, Skype ID (if available) or telephone number of the third party. Additionally, when you send money to another PayPal customer, you may be asked to enter personal information about the customer in order to complete the transaction. This information can also be made available to us by the customer. We store this data for all transactions that you carry out via PayPal and can thus store them in your PayPal account for future transactions. We also collect the Internet address (IP address) and other information about the computer or device that you use to access your PayPal account or to use the PayPal services in order to prevent unauthorized access to your account monitor. Information About You From Third Parties To protect all of our customers from fraud, we verify the information you provide with the help of payment processors and / or credit bureaus as listed in the "Disclosure to Third Parties Other than PayPal Customers" section below. During such verifications, we receive personal information about you from these providers. This applies, for example, when you register a credit card or a new bank account with PayPal. In such cases, we use credit card authorization services and fraud protection services. This enables us to verify that your card details and address details match the details submitted to PayPal and that the card has not been reported as lost or stolen. If you send or receive high overall payments via the PayPal services or have a low sales history as a merchant, we sometimes use credit reporting agencies, as described in the section "Disclosure to third parties other than PayPal customers", to collect information about you and your 2 Obtain companies and, if necessary (as far as legally permitted) through their managing directors, shareholders and partners, and carry out a credit check of your company. If you owe PayPal money, we are entitled to check your creditworthiness within the scope of the legal possibilities by obtaining additional information about you from credit agencies. PayPal also reserves the right, at its sole discretion, to periodically retrieve and review a business and / or customer credit report from any such credit reporting agency for any account, and to close accounts based on information obtained during any such credit review process. If you use your PayPal account to sell goods, we may collect public information about your company and your behavior on social networks (such as your email address and the number of "Likes" and "Followers"), as far as it is for Confirmation of an assessment of your transactions and / or your business, including size and customer base, is required. Details on the cooperation between PayPal and German credit agencies can be found in the appendix to these data protection principles. Furthermore, we can obtain information from members of the eBay Inc. group of companies or from other companies in compliance with the respective data protection principles. If you send transaction-related communications to your buyers or sellers via the conflict resolution platforms of PayPal or eBay, we can collect this data in order to evaluate your transactions and the risks associated with your activities, as well as to identify, prevent and / or prevent fraud To stop fraud or other unlawful activity, or to identify, prevent or remediate violations of guidelines or the applicable terms of use. Additional confirmation of information If we are unable to verify the information you have provided or if you request a check payment to an address other than your verified billing address for the credit card, we ask you to fax us additional information (such as ID, credit card statement and / or a current electricity, gas or water bill or other information that you associate with the relevant address) or upload them, or answer additional questions online so that we can confirm your information. Information on website traffic Due to the way Internet communication standards work, we automatically receive the web address of the website from which you came to the PayPal website or to which you switched from the PayPal website. We also collect information about which pages of our website you visit, which browser you use, as well as data about the frequency of your visits to our website and the IP addresses used. We only use this information to better understand the requirements of our customers and to offer you an even better service, for example by managing the data load on our servers in a meaningful way. How we use cookies, web beacons, local storage and similar technologies.When you use or interact with our websites, services, applications, functions, advertisements or communications (such as emails), we or our authorized service providers can use cookies, web beacons and similar technologies to collect information that will help us provide you with better, faster and safer user experiences. The purpose of this section is to give you a better understanding of these technologies and their use on our sites, services, applications and functions. Below is a summary of some of the key points you should know about our policy in relation to the use of such technologies. You can find the full policy here. We offer certain website offers, services, applications and functions that are only available in connection with our use of these technologies. You always have the option to block, delete or switch off these technologies, if your browser or device allows this. However, you may not be able to use certain website offers, services, applications or functions if you reject cookies or similar technologies. You may also have to enter your password several times during a session. For more information on how you can block, delete or switch off these technologies, please have a look at the help function of your browser, the add-on, the application or the device. If necessary, we protect our cookies and similar technologies in such a way that only we and / or our authorized service providers can evaluate them by assigning the cookies a customer identification number that is only intended for evaluation by us. You may also come across 3 cookies, web beacons or similar technologies from authorized third parties (usually called service providers) who we have contractually obliged to support us in various aspects of our website operation or to make our services, applications or functions available to you. We use session cookies and persistent cookies as well as first and third party cookies and similar technologies. Our use of these technologies falls into the following general categories: • • • • Technologies required to operate - these enable us to operate our websites, services, applications and features and to ensure their security and integrity; they also enable you to use the websites, services, applications and functions; Performance-related technologies - these are used to evaluate the performance of our websites, services, applications and functions; Function-related technologies - these offer you extended functionalities when using our websites, services, applications and functions; Advertising-related technologies - these are used by us or our advertisers to deliver content, including advertising, that matches your interests. We may also work with third parties (usually called service providers) who use third party cookies, web beacons or similar technologies to store information on our websites or in our services, applications and functions with our permission. These service providers help us to operate our websites, services, applications and functions and to provide you with better, faster and safer user experiences. Our websites, services, applications and functions may also be used by third parties, such as network advertisers or advertising exchange providers, to place advertisements. These network advertisers and advertising exchange providers can use third party cookies, web beacons or similar technologies to collect information in order to offer you their services. You can also collect your device identification, IP address or advertising code (identifier for advertising) in order to adapt advertisements that you see on our or other websites. Customer Service Correspondence When you send us correspondence, including emails and faxes, we will keep such information on file with your account. We also store all of your customer service correspondence and all other correspondence sent to you by PayPal. We keep this data to document our customer relationships. This enables us to further improve our customer service and investigate potential cases of fraud or violations of the provisions of our terms of use. Depending on the legal situation, this data may be deleted after a certain period of time.Questionnaires, surveys and profile data From time to time we offer our customers optional questionnaires and surveys to collect demographic information or to assess the interests and needs of our customers. You will receive a detailed explanation of the use of the collected data with the survey. If we collect personal data from our users as part of surveys, the users will be informed about how this data will be used before they take part in the survey. Customers without a registered PayPal account as information recipients If a PayPal customer sends a payment to someone who does not yet have a registered PayPal account, or requests a payment from someone who does not yet have a PayPal account, we will keep the relevant information. This information includes e.g. email address, Skype ID (if available), telephone number and / or the name of the third party. This allows customers who try to contact someone who does not have a PayPal account to still get their full transaction information, including incomplete transactions. Although this data is stored for a certain period of time, we will not pass it on at any point in time. In addition, customers without a PayPal account, as well as all other persons who use PayPal services, are entitled to access and correct their own data. (The prerequisite, however, is that their information is correct and that we can contact you.) 4. Our use and disclosure of information Internal use 4 We collect, store and process your personal information on servers in the USA and other locations where PayPal facilities are located that are operated by our parent company PayPal Inc. The primary purpose of collecting data on our site is to make the use of our service as safe, pleasant and efficient as possible for you. You agree that we may use your personal information for the following purposes: • • • • • • Providing the services and customer support services you have requested, resolving conflicts, collecting fees, resolving problems, identifying, preventing and / or remedying Fraud or other potentially unlawful or prohibited activities, and investigating, preventing or correcting violations of any guidelines or applicable terms of use; Adaptation, evaluation and improvement of our services as well as the content and layout of our website Targeted provision of marketing and advertising information, service updates and promotional offers based on the settings you have made in your PayPal account and for your use of the PayPal services for the Receipt of information (see also the section "Our contact with PayPal customers"), and comparison of information to determine the correctness and validation with the help of third parties Marketing We can combine your data with data that we receive from other companies and use to improve and personalize the PayPal services. You can decide for yourself whether you would like to receive promotional communications from us or to participate in our customized promotional program by logging into your account on the PayPal website and adjusting your notification settings in the "My Account" section of the "My Profile" page or by following the instructions contained in the communication or marketing content. Disclosure to other PayPal customers If you are a registered PayPal user, your name, your email address, your Skype ID (if available), your telephone number (if available), the date of registration, the number of from Verified PayPal customers receive payments and information about whether you have access to a verified bank account, other PayPal customers to whom you have sent a payment, or senders who want to send a payment to you through PayPal services . If you have a business account, we will show other PayPal customers the website address (URL) and customer service contact details you submitted to us. This and other information can also be passed on to third parties if you use these third parties to access PayPal services. However, your credit card number, bank account information, and other financial information will not be shared with anyone you have sent a payment to or received payment from through PayPal services, or any third party using PayPal services, unless you have us this is expressly permitted or we are obliged to do so due to credit card regulations, a court order or other legal process. If you purchase goods or services through PayPal, we may provide the seller with the delivery address for the goods and your billing address so that you can complete the transaction. If a seller's payment fails or is later canceled, we can also provide the seller with more detailed information about the failed payment. In the event of a conflict, we can provide a seller's address to a buyer so that the goods can be returned to the seller. If you use the PayPal Here functionality on your mobile application, we can send your photo that you have saved on the mobile application to the seller with whom you carry out the transaction to identify your identity and the fact that you as a customer are local are reachable. We work with third parties, including merchants, to enable them to accept or facilitate payments from or to you using the PayPal Services. For this purpose, third parties may share information about you with us, such as your email address or telephone number, if a payment is made to you or if you try to pay the third party. In this way we can confirm that you are a PayPal customer and that PayPal can be activated as a payment method for your purchase. In the case of a payment to you, we can send you a confirmation that you have received a payment. We also confirm to third parties that you are a PayPal customer, if you so wish. Please note that third parties you buy from and contract with may have their own privacy policies and PayPal is not responsible for their application or the conduct of the third party. 5 By accepting these data protection principles, you expressly agree that every time you make a payment to a PayPal customer (including merchant) via your PayPal account or attempt to do so, PayPal will process the aforementioned data to process the payment and to the PayPal customer, who can also be based outside the European Economic Area (EEA). You also expressly agree that if you use a PayPal mobile application (including point of sale), PayPal will pass on transaction information and other information necessary for the use of the mobile application to merchants and other third parties that you have expressly stated in the mobile application or . have selected when using the point of sale service. If you open a PayPal account directly through a third party website or through a third party application (and not directly through PayPal services), the owner of the third party website or application will have access to all information that you provide through the website or through the application of such a third party. In this case, your information may be covered by the data protection regulations of the third party. Disclosure to Third Parties Other than PayPal Customers PayPal does not sell or rent personal information to third parties for their marketing purposes without your consent. Disclosure takes place only to a very limited extent and exclusively for the purposes described in this guideline. This includes the forwarding of data to non-EEA member states. You expressly agree and instruct PayPal that the following measures may be taken: a. Disclosure of information, including but not limited to: transaction data, accounts, personal data and the exchange of information with police, security forces, state, intergovernmental and supranational institutions, with agencies (other than tax authorities), departments or regulators or organizations (including but not limited to the Authorities listed in the table under the heading "Authorities" below) or third parties, including group companies that we believe are suitable for investigating fraud or other unlawful or potentially unlawful activity and violating our Terms of Use (including yours Credit card or debit card provider or your other account payment source). If you have given us incorrect or inaccurate information and we discover fraud, we pass the relevant data on to appropriate credit agencies to prevent fraud or to law enforcement authorities. We and other organizations can use this data (including data from other countries) to prevent fraud and money laundering. Please contact us if you would like further details on the credit bureaus named at the end of this guideline. b. Disclosure due to credit card regulations or due to criminal or civil litigation c. If you as a merchant use a third party to access PayPal or to integrate PayPal, we can inform the third party about the status of your PayPal integration and whether you have an active PayPal account or are already working with another PayPal integration partner. d. Disclosure of Information to the Third Party "Categories" listed in the table below. The purpose of this disclosure is to provide our service to you. In the table below, we have also listed, under each "Category", non-exclusive examples of the third parties to whom we actually disclose your account information. In addition to the purpose of disclosure, we have also listed the information that is disclosed (unless otherwise stated, these third parties are legally or contractually obliged to use the information exclusively for the intended purpose and for no other purpose). Name, transaction date and amount, currency and bank details of the user Royal Bank of Scotland plc (United Kingdom) ("RBS") Payment processing and dispute resolution for transactions by PayPal users when dealing with a merchant who uses the PayPal service through the service of the RBS uses. All account information except for details of the user's financial instruments. To obtain information on risks and fraud related to Visa Europe Ltd activities on merchant accounts in (UK) including the mandatory databases. All account information on Visa’s VMAS system; of the credit card company merchant accounts, as well as the circumstances to feed Mastercard International in order to avoid this and the activities of these accounts Incorporated (USA) as well as the risk of fraud and violation of Mastercard’s MATCH system credit card conditions. Audit test of compliance with PayPal For samples of customer accounts: Measures to prevent name, PayPal account, account number money laundering and (customer ID), total amount of PricewaterhouseCoopers Sàrl verification methods and to receive payments, (Luxembourg) professional invoice verification total amount of sent regarding PayPal Inc. and its payments, account type and, if applicable, subsidiaries to carry out further account information. Outsourcing of customer service Sutherland Global Services Inc. (USA and Philippines), Sitel GmbH (Germany), Transcom Worldwide SAS (France, Tunisia) Transcom Worldwide France Name, address, telephone number, customer service by phone and email address, abbreviated and limited or complete email information on sources of payment, expiry dates of the sources of payment, type of PayPal account, 7 SAS (France), Transcom Worldwide SpA (Italy), Competence Call Center Leipzig GmbH (Germany), Convergys Customer Management Group Inc. (USA), Arvato Direct Services GmbH (Germany) and Concentrix Europe Limited (Great Britain) proof of identity, account balance and transaction data, billing and reports from customers, account-related correspondence, shipping data, information for advertising purposes. Recordings of selected recruitment and optimization of Nuance Communications Inc. customer conversations in which voice recognition systems for (USA) account information in the conversation can be called customer service over the phone. ICT Group Inc. (USA) Telephone customer service Name, address, telephone number, PayPal account number Lithium Technologies Inc. (USA) To provide platform services in the area of ​​customer-to-customer on our customer community platforms. Name, email address, address, PayPal's one-time login data (PayPal SSN ID) ILinc Communications, Inc. (USA) To use this name, email address, address of the provider on the platform, webinars (online retailers seminars) to offer to dealers. Name, address, telephone number, email address, abbreviated and limited or complete information regarding the source of payment (depending on the individual case), expiry date ePerfomax Contact Centers & the source of payment, type of PayPal customer service for payments BPO (USA) Genpact account, proof of identity, to North America and Asia International Inc. (USA) Account Balance and Transaction Information, Customer Comments and Reports, Account Correspondence, Shipping Information and Promotional Information Credit Bureaus Please note that PayPal will use your personal information to prevent fraud or illegal activity in addition to the purposes set out below and / or to stop and to detect, prevent or stop violations of guidelines or applicable conditions of use. CRIF (Italy), Cerved BI (Italy), Coface (France), Synectics Solutions Limited (UK), MCL Hunter (UK), GB Group plc (UK), Graydon (UK), iQor Recovery Services Limited Proof of Identity, Discovery and Proof a connection between a customer and his bank account or credit card, support in determining the creditworthiness of a customer (including with regard to credit products of 8 name, address, date of birth, at address since, telephone number, e-mail address, proof of identity, legal form , Duration of business activity, registration number, VAT identification number, source of payment including (UK), Capita Plc PayPal), execution of account details and credit card details (UK), UK data controls to avoid and (if applicable), relevant Limited (UK), ICC detection of criminal transaction data (provided Information Limited acts (including applicable fraud) (UK), payment and / or money laundering), help with Trust Limited (UK), debt collection, administration of PayPal192.com (UK), accounts, statistical analysis, 192.com Limited investigation and testing of (UK ), i-CD New Product Qualification and Publishing (UK) Limited Services, and (UK), Experian Systems Review. Netherlands BV (Netherlands), Informa D&B SA (Spain), Please note that the and CRIBIS D&B S.r.l. (Italy) data can be stored by the respective credit agency for the purpose of revision and to prevent cases of fraud. Proof of identity, identification and verification of a connection between a customer and their bank account or credit card, determination of a customer's creditworthiness (including in relation to PayPal credit products), implementation of controls to prevent and detect criminal activities (including fraud and / or money laundering) ), Help with debt collection, administration of PayPal accounts, statistical analysis, Callcredit plc. (UK) Research and suitability testing of new products and Callcredit's managed SHARE database, services and system review. Experian Limited name, address, date of birth, at address since, telephone number, e-mail address, proof of identity, legal form, length of business activity, registration number, (Great Britain) as well as the sales tax identification number, with regard to users of the payment source managed in Experian including the databases UK consumer account information and credit card information and company audits products "Website Payments Pro", (if applicable), relevant "Virtual Terminal", "PayPal Here" including CAPS transaction data (if and with regard to UK credit search and CAIS applicable), account balance, all Registered Merchant Accounts: Finding the contractual information you need for your loan repayment, Equifax Ltd.Registration to the British (Great Britain) as well as those of • To report breaches of contract of products "Website Payments Pro", users, as well as Insight managed in Equifax "Virtual Terminal", "PayPal Here" cases in which an account database, Dun & Bradstreet and the financial instruments associated with Limited (United Kingdom) for more than 3 months your device you are using for PayPal Open Payments Here. has, including monthly • information on payment history, to the databases managed by these parties. For the purposes set out in Section 8 of this Privacy Policy. The information communicated to these credit bureaus can be saved, if necessary • for revision and for 9 • • prevention of cases of fraud, passed on to other financial institutions to check the creditworthiness and transferred outside the EU and worldwide. UK PayPal Account Users Only: Fraud Prevention and Detection (and where applicable, for reviewing applicants, employees and all types of insurance claims). Please note that data from British user accounts may • • CIFAS (Great Britain) and the CIFAS database administered by CIFAS • • Deltavista GmbH are stored on this database for auditing purposes and to prevent fraud; are passed on to other financial institutions for the purpose of fraud prevention (including money laundering prevention), e.g. in the case of a review of credit applications, credit or all account information, as well as tranche monitoring, circumstances of account activities, debt collection, checking insurance claims and checking applicants and employees; be used to determine your risk profile and to cooperate with authorities in accordance with the Luxembourg law of April 5, 1993 on the financial sector, and laws against money laundering, terrorism and fraud (but only personal data relating to the creditworthiness of persons as in Article 14 (1) (d) of the Luxembourg law of April 5, 1993 on the financial sector); transmitted outside the EU and worldwide. Verification of risks associated with the identity name, address, date of birth, E-10 (Germany) or addresses, support in decision-making with regard to the creditworthiness of a customer, investigation and testing of the suitability of new products and services e-mail address confirmation of identity and Address, as well as contact telephone numbers and addresses, review of risks associated with addresses or an identity, investigation and testing of the suitability of new products and services Help with decisions regarding the creditworthiness of private customers (if they have a German PayPal account and have agreed to such a review) and merchants, including with regard to PayPal's credit products and direct debit payments Accumio Finance Services GmbH (Germany), Creditreform Boniversum GmbH (Germany ), and Bürgel Wirtschaftsinformationen GmbH & Co. KG (Germany) The creditworthiness scoring values ​​that we ask of these companies include scoring values ​​that are calculated using mathematical statistical methods. Please note that the fact that PayPal has obtained such information and any negative account information that is transferred to these databases in relation to German customers may be: • • • in the database for verification purposes and to determine a scoring value for the That customer's creditworthiness remains; that such a scoring value may be transferred to other third parties for the determination of creditworthiness, and transferred outside the EU and worldwide. Details can be found below in the information appendix on these 11 name, address, date of birth, email address, status of the PayPal account, credit balance, and if such a transfer of information is legally justified in German PayPal accounts for which a credit report has been obtained, including certain ones Information about negative behavior on the account. Data protection principles. Verification of the identity and address of a customer, verification to avoid and detect failed direct debits, as well as fraud and / or money laundering, and including determination and verification of a connection between a customer and his bank account or credit card, assistance in determining creditworthiness of consumers (if they have a German PayPal account and have agreed to such a credit check) and retailers, investigation and testing of the suitability of new products and services. SCHUFA Holding AG (Germany), infoscore Consumer Data GmbH (Germany) The creditworthiness scoring values ​​that we request from these companies include scoring values ​​that include name, address, e-mail address, mathematical date of birth, gender, statistical method information on the bank account , be calculated. Status of the PayPal account, credit balance, information about Please note that the failed direct debits (only the fact that PayPal has obtained such information, account without reference to the identity of the PayPal user) from bank accounts, and any negative, as well as if with German PayPal account information that is justified to these databases in relation to accounts such a transfer of information is legally transferred to German customers, also certain, possibly: Information about a negative behavior of the account. • remain in the database for verification purposes and to determine a scoring value for the creditworthiness of this customer; • that such a scoring value may be transferred to other third parties for the determination of the creditworthiness; and • transferred outside the EU and worldwide. Details can be found below in the information appendix on these data protection principles. Please also note that with regard to German PayPal accounts, information on failed 12 direct debits may: • remain in the infoscore database for verification purposes, and (without reference to the customer's identity) are communicated to other third parties to prevent failed direct debits. Creditreform Berlin Wolfram KG and Verband der Vereine Creditreform eV (Germany) Determination of the creditworthiness of a retailer World-Check (Great Britain) Identity verification Name, address, email address All account information Identity verification to assess the risk of criminal offenses (including fraud) and such Name, address, email address, Global Data Corporation (USA) prevent, investigation and telephone number, date of birth New product and service suitability testing RSA Security Inc. (USA) and RSA Security Ireland Limited (Ireland) identity verification All account information ID Checker.nl BV (Netherlands) (Ireland) Identity verification, investigation and suitability testing of new products and services Name, address, email address, date of birth, legal form, company registration number, VAT number, proof of identity or address or other documents that PayPal can use for the Inquires about risk assessment or for compliance reasons. Aristotle International, Inc. (USA) Identity verification name, address, date of birth Acxiom Ltd (United Kingdom), Acxiom Deutschland GmbH (Germany) and Acxiom France SAS (France) Identity verification name, address, telephone number, email address, date of birth Creditinfo Decision (Czech Republic ) and DecisionMetrics Limited (UK) Help with PayPal's Merchant Risk Assessment All merchant account information Iovation Inc. (USA), ThreatMetrix Inc (USA) Risk information based on IP only and hardware information IP address and device, about the device from which you are that you use PayPal, 13 investigating and testing the suitability of new products and services using PayPal (device ID) TeleSign Corporation (USA) To check telephone numbers, investigating and testing the suitability of new products and services Telephone number AddressDoctor GmbH (Germany) To provide address information check and structure according to normal format name, address, EM ail address To check name and address and to structure address data according to normal format. Name, address, e-mail address Mitek Systems Inc. Zoot Enterprises, Inc. (USA) To implement technical applications and to provide data and document gateways for account evaluation and verification purposes as well as customer information with fraud and credit reporting agencies affiliated with contract to exchange. Furthermore, to aggregate data from internal and external databases and to compile a statistical analysis to determine the risk of fraud. First Data Corporation (USA) To process transactions initiated by the entrepreneur and approved by the consumer and to offer account / card processing services; to store transaction, payment and other customer data related to these transactions La Banque de France (France), GB Group plc (United Kingdom), SysperTec Communication (France) Name, address and date of birth All account information and records held by the customer including information used in obtaining identity and address. This can also include the IP address. Termination of the PayPal account. Registration of a Findomestic Banca (Italy) credit card with the PayPal account issued by a Cetelem S.A., Cofidis of Credit Institutions (France) and Cofinoga S.A. and processing of (France) payment orders by the user name, email address, date of birth (not in all cases), credit card number, expiry date, security code (not in all cases), amount of the payment order and account information as far as necessary for conflict resolution or fraud prevention Total System Services, Inc. (USA) United Kapital Limited (Great Britain) and United Kapital Limited, LLC (USA) Account and card data processing, call center services, card and billing printing Name, email address, date of birth (not in all Cases), credit card number, expiry date, security code (not in all cases), amount of the payment order and account information as necessary for conflict resolution or fraud prevention.To enable you (or the merchant with whom you are conducting a transaction) to use the products offered by Nur for PayPal customers who apply to use products offered by United Kapital n: Name, company, address, 16 United Kapital in cooperation, date of birth, copies that are offered with PayPal. Proof of identity, PayPal identification (Merchant ID), email address, telephone number, information about transactions (including the number of PayPal transactions and the transaction volume with PayPal), duration of registration with PayPal and, if necessary, termination of the account relationship with PayPal. For customers of these merchants: transaction information, name, email address, telephone number, address and PayPal account number. Business Partnerships Royal Mail Group Plc. (Great Britain) and Pitney Bowes Inc. com, Inc. (USA) Name, address, telephone number, email address, company, domain name, PayPal account number and other supporting information about the business relationship such as the name of the contact person, contact information at the dealer or Integration partner through which the merchant keeps his account, description of the products, the storage of products sold via PayPal, merchant contact data as well as communication notes and other accompanying information about information about opening an account, the merchant business relationship PayPal-internal decisions about the merchant, sales calculation and other information about the business of the merchant provided by the merchant to PayPal, as well as information about special technical integrations with the merchant, name and address of the commercial bank. Daniel J Edelman Ltd. (Great Britain), Text 100 (Spain, Germany, Italy, response to media research Denmark, Sweden and, regarding customer inquiries, the Netherlands) and I&E Consultants (France) Alchemy Worx Ltd (Great Britain) name, address and email address Name, address, for Customer inquiries relevant customer account information To report on MarketingName, email address, details of the campaigns for communication with the customer. To enable management. Name, email address, trade name, domain name, account status, account settings, type of PayPal services offered or used and relevant transaction data Carrenza Limited (Great Britain) To store user data for marketing purposes Medallia, Inc. (USA) Name, E -Mail address, account type, type of PayPal functions offered or used in order to be able to carry out customer surveys and relevant transaction data 1000Mercis SA (France) and 1000Mercis Ltd data storage of user data in order to conduct marketing campaigns on behalf of 18 Name, email address, telephone number , Account type, type of offered or used (UK) PayPal. PayPal functions and relevant transaction data A McLay & Company Limited (Great Britain), TNT Post Italia (Italy) To support direct marketing mail campaigns (offline). Name, email address, trading name, domain name, account status, account settings, type of PayPal services offered or used and relevant transaction data MEILLERGHP GmbH (Germany), Datacolor Dialog-Medien GmbH (Germany) and W & J Linney Ltd (Great Britain ) To support direct marketing mail campaigns (offline). Name, email address, trading name, domain name, account status, account settings and type of PayPal services offered or used Endlichsommerwbung in bester gesellschaft mbh (Germany), Crossover Communication GmbH (Germany). to support. Name, address, trade name, type of PayPal services offered or used optivo GmbH (Germany) Name of the merchant, name of the contact person, email address, email dispatch, email marketing address, status, client ID and Shop system Acxiom France SAS (France), Acxiom Ltd (Great Britain), Acxiom GmbH (Germany) To collect additional user information and better target marketing campaigns. Name, email address, address, date of birth, telephone number Adelanto (France) To conduct marketing campaigns for merchants Merchant name, contact name, email address, address, merchant website url, type of PayPal services offered or used Business support services - b2s (France) To store merchant contact information for marketing purposes and to introduce them to PayPal products and services. Dealer name, contact name, address, e-mail address, telephone number, website address of the dealer Consultix (France and Spain) and Quadro Srl (Italy) All of the information provided by the dealer in connection with his use of the pages on which dealers have provided information put parts of it on the PayPal information (including the name of the website (overview of the merchant, name of the websites, the PayPal contact person, logo and accept and PayPal users information regarding the special offers) submitted to PayPal users) 19 Criteo SA (France), Mediaplex, Inc. (USA) name, e-mail address, to carry out and measure retargeting campaigns telephone number and / or PayPal, to identify account ID (where appropriate) visitors to websites as well as those of a particular and them Personalized advertising campaigns used by person, device recognition, content of to the advertising to be delivered and assigned user group for advertising purposes Heaven SAS (France) To carry out marketing campaigns for dealers Name of the dealer, website address of the dealer, description of the purchased item and price To obtain prize draw winners Name and email address, Tenthwave Digital, LLC ( USA) and prizes will only be paid out by PayPal to prize draw winners. To save user data for marketing campaigns to Sotiaf Telematiques Associes and to carry out SAS (France) direct marketing campaigns Name, email address, telephone number Facebook, Inc (USA) and Facebook Ireland Limited (Ireland) To enable PayPal to allow PayPal users their transaction data share that relates to a purchase that this user has made from users of the Facebook platform (only if this is assumed by the PayPal user) and to set up failover carrier billing; to show Facebook users advertisements on Facebook SurveyMonkey Spain, Sucursal em Portugal (Portugal) and SurveyMonkey.com, LLC (USA) Assistance with the name, email address and details Implementation of user surveys of the customer campaign interaction Marketing and Planning Systems, LLC. USA (USA), Dynamic Logic, Inc. (USA), implementation of customer service GfK Custom Research LLC and marketing surveys (USA), Millward Brown, Inc. (USA) and Radius Global Market Research, LLC (USA) Eloqua Limited (Canada) To develop, rate and execute marketing campaigns 20 Name of the retailer, website address of the retailer, description of the item purchased and the price; Email address associated with PayPal (without showing the relationship).Name, e-mail address, type of account, type of PayPal services used or offered, as well as relevant transaction information Name, company, address and register data of a merchant, name, occupation, e-mail address, telephone number of the contact person at a merchant, Merchant URL, PayPal account number, third party applications used by the merchant Nanigans, Inc. (USA), Fiksu, Inc. (USA), Ad-X Limited (Great Britain) The device identification used by a specific person, processes in the mobile application through the use of the mobile application support through an identification of the behavior in certain users (including, the mobile application, in order, but not limited to, to prepare login and decisions about targeted successful marketing; transaction completion), however, assistance in the efficient no payment - and handling and optimizing the funding information mobile campaigns for social networks and elsewhere in the content of the Advertising to be delivered to a specific Internet customer and, if appropriate, classified advertising group to which this person belongs Storage by Zeuner S.p.A. (Italy), Accueil dealer contact information on the Srl (Italy) and CallCenterNet purpose of carrying out Italy s.r.l. (Italy) Marketing communications to these dealers Name of the dealer, name of the contact person, address, email address, telephone number, website address of the dealer Purepromoter Ltd t / a Pure360 To send service-related and (depending on the opt-in settings) promotional SMS PayPal users to send mobile number Pepper Global (Germany) To carry out marketing campaigns for existing and future merchants Mobile number Other service providers Dr. Frankenheim & Partner Lawyers (Germany, Austria), NCO Europe Limited (Great Britain), Robinson Way Limited (Great Britain), Intrum Justitia Limited (Great Britain), IQOR Recovery Services Limited (Great Britain), Capita Plc Receivables Collection (Great Britain), Compagnie Francaise du Recouvrement (France), EOS Solutions UK Plc (Great Britain), Transcom Worldwide SA (Great Britain), Transcom Worldwise (UK) Limited (Great Britain), Newman & Company Limited (Great Britain), Clarity Credit Management Solutions Limited 21 Name, address, telephone number, account number, email address, account type, the last four digits of the account number of the financing instrument and issuing bank, bank code, account balance, details of account transfers and liabilities, name of the payment source provider (Great Britain), eBay Europe Services SARL (Luxembourg), EOS Solutions Deutschland GmbH (Germany), EOS Aremas Belgium SA / NV (Belgium), EOS Nederland BV (Netherlands), Arvato Infoscore GmbH (Germany) Arvato Services Iberia (Spain), Infoscore Iberia (Spain), Transcom WorldWide (France), SAS (France), Transcom WorldWide S.p.A. (Italy) Begbies Traynor Group plc (Great Britain), Moore Stephens LLP (Great Britain) Name, address, telephone number, account number, email address, account type, the last four digits of the debt collection account number of the insolvent financial instrument and customer-issuing bank, bank code , Account balance, details of account transfers and liabilities, name of the funding source provider. KPS law firm Dr. Seegers (Germany), BFS Risk & Collection GmbH (Germany); HFG Hanseatische Inkasso- und Factoring-Gesellschaft (Germany) Name, address, telephone number, account number, birthday, email address, account type, account status, the last four digits of the account number of the financing instrument, debt collection; to provide bank routing number, account balance, credit reporting agency details of late account transfers and customer payables, fundraising provider name, account management details and correspondence relevant to reporting to the credit reporting agencies Webbank (USA) name, address, phone number, account number, birthday , E-mail address, account type, the last four Only for customers who are also customers Digits of the account number of Bill Me Later, Inc.: to help with funding instrument, bookkeeping and routing number, account balance, details of return services about account management and liabilities , Fund provider name. Digital River Inc. (USA), Research in Motion (USA), account information, insofar as this retrieval and use of PayPal is transmitted by when using a mobile phone / PDA mobile phone or PDA debt collection; as well as to exchange information for PayPal with mediafinanz AG (Germany) Schufa and Bürgel and other credit agencies 22 Name, address, telephone number, account number, date of birth, trade name, email address, account type, account status, the last four digits of the source of payment, account balance, Details on transactions and liabilities Name of the payment source provider, information about the account behavior and the credit report received from the credit agency. Zyklop Inkasso Deutschland GmbH (Germany), PNO inkasso AG (Germany) debt collection; to support collection teams with insolvent customers Name, address, telephone number, account number, email address, account type, account status, the last four digits of the account number of the financing instrument, bank code, name of the funding source provider, account balance, date and amount of the last payment, results of the credit check Name, date of birth, company, legal form, address, e-mail address, commercial register number, VAT identification number For the purpose of identity verification also: Proof of identity and other information that PayPal has requested for the purpose of risk and compliance checks. With regard to customers with German PayPal accounts also: telephone number, duration at the address, duration of activity in the store, duration of the PayPal account relationship, details of the PayPal payment source including bank account and credit or debit card information and relevant transaction information, credit report including score, which is on behalf of PayPal A request has been made to credit reference agencies, account number, account type, status of the account, balance, relevant details about transactions and liabilities on the account, information about negative account behavior. Yesmail Inc. (USA), Responsys (USA), Silverpop Systems Inc. (USA) and eDialog, Inc. (USA) Implementation of email name, email address, marketing campaigns for PayPal company name, domain name, services including account status , Account settings, type of campaigns, customer service, the collection offered or used and PayPal services, type of use of marketing programs Blue Media SA (Poland) To verify identity and ensure that the user has a PayPal account. In order to be able to process immediate financing requests of a user made via Blue Media Services name and e-mail address All of the merchant for the purpose of opening his assistance in opening a PayPal business account for a PayPal business account for (directly or via his bank merchants who are via the or another Consultix GmbH (Germany) payment or contractual partner) provided service interface of your bank information (including - without or otherwise being limited to this - e-mail contract partner register address, address, company name, business contact data and bank account details) Akamai Technologies Inc. (USA) Network for the transmission of content - in order to transmit PayPal user IP address, cookies, page content from local servers to users In order to distribute prizes on Facebook when running azionare GmbH (Germany) competitions Name, email address Support at the production of innovative ITEL LIUM mobile Solutions payment methods (e.g. GmbH (Germany); CartaSi All Account Information Applications) and to make payments S.p.A. - Gruppo ICBPI (Italy) to carry out these payment methods using these payment methods Company, address, account number, type of verification of the merchant's PCI conformity, PCITrustwave Holdings Inc. (USA) used for merchant accounts and for conformity standard and merchant integration program, PCI status, PCI expiry, Name, e-mail address, telephone number of the contact person 24 at the dealer Zoot Enterprises, Inc. (USA) To handle technical applications and to provide a data and document gateway for account and risk assessments as well as for the exchange of user information with the credit reporting agencies with which PayPal cooperates Scorex (UK) Limited (Great Britain) name, address, date of birth, providing a system that has been resident at the address, it allows PayPal, telephone number, legal form, duration of credit information of its customers of business activity, with the help of credit reporting agencies approval number , to process, to send and to sales tax identi fication number received. (if applicable) OXID eSales AG (Germany) services related to all account information and the development and operation of transaction information (if a payment system is applicable) stationary trade (point of sale) Ordermotion, Inc. (USA) to collect data and to To create or deliver orders (directly to the customer) for the PayPal Here product (including for the PayPal Here device). Subcontracting Ingram Micro, Inc. (USA) and in relation to the PayPal HereIngram Micro (UK) Limited product (including for the (UK) PayPal Here device). All account information and documents provided by customers, such as proof of identity and address, name, address, email address, telephone number, credit card details, as well as PayPal customer identification number name and address group company PayPal Inc. (USA) on behalf of PayPal or for the purpose of storing and processing account information PayPal Europe Services Limited (Ireland), eBay Europe Services Limited (Ireland)), PayPal Malaysia Services Sdn On behalf of PayPal in the Bhd (Kuala Lumpur), PayPal Customer Service Areas, Israel Ltd (Israel ), PayPal India Compliance and / or other Private Limited (India), settlement matters PayPal (Great Britain) Ltd (Great Britain), PayPal France SAS (France), PayPal Deutschland GmbH (Germany), PayPal Spain 25 All account information All account information SL (Spain), PayPal Italia Srl (Italy), PayPal Nederland BV (Netherlands), PayPal European Marketing SA (Switzerland), PayPal Polska Sp Zoo ( Poland), PayPal Bilisim Hizmetleri Limited Sirketi (Turkey), PayPal International Sarl (Luxembourg) and PayPal SE (Great Britain) PayPal Pte. Ltd. (Singapore) For the account of PayPal: conclude and execute contracts with third parties (not customers) that involve customer data All account information eBay Inc. (USA), eBay Europe S.àr.l. (Luxembourg), eBay Services S. à rl (Luxembourg), eBay International AG (Switzerland), eBay Corporate Services GmbH (Germany), eBay France SAS (France), eBay (Great Britain) Limited (Great Britain), eBay CS Vancouver Inc. (Canada), eBay Partner Network Inc. (USA), PayPal Europe SE (Ireland), eBay Internet Support (Shanghai) Co Ltd (China), eBay Enterprise Marketing Solutions (USA) (formerly GSI Provision of offers and services for joint customers Commerce, Inc (USA), (including but not VendorNet Inc (USA), final registration, PepperJam Network (USA), FetchBack (USA), GSI Media Transactions Failover for Carrier Billing Accounts and Customer Service), Inc. (USA), e-Dialog, Inc. Risk Management, Investigation (USA), M3 Mobile Co., Ltd. and Prevention of Potentially All Account Information (Korea), MBS (USA), Illegal Activities and ClearSaleing (USA), True Violations of the respective Action Network ( USA), True Terms and Conditions, Action Studio (USA), and / or decision-making aids in GumTree.com Limited with regard to products, (Great Britain), Kijiji International Limited (Ireland), services and Kijiji US Inc. (USA), mobile.de Kommunikation & eBay Motors GmbH (Germany), Shopping.com Inc . (USA), Shopping Epinions International Limited (Ireland), PayPal Australia Pty Limited (Australia), Marktplaats BV (Netherlands), PayPal Chritable Giving Fund (USA), PayPal giving Fund UK (Great Britain), Tadera AB (Sweden), StubHub, Inc. (USA), Viva Group, Inc. (USA), StubHub Europe S.à r.l. (Luxembourg), StubHub Services S.à r.l. (Luxembourg), Viva Group, Inc. (USA), ProStores Inc. (USA), 26 MicroPlace, Inc. (USA), Internet Auction Co., Ltd. (Korea), Via-Online GmbH (Germany), Bill Me Later, Inc. (USA), e-Dialog, Inc. (USA), Zong Inc. (USA) and X.commerce, Inc, (USA). Agencies CSSF (Luxembourg), CNPD (Luxembourg), Financial Ombudsman Service (Great Britain), Altroconsumo (Italy), European consumer centers in the following countries: Austria, requesting information Belgium, Bulgaria, Denmark, within their jurisdiction, Estonia, Finland, France , Responding to inquiries and / or Germany, Greece, investigations initiated by users All account information UK, Iceland, Ireland, or other shareholders in Italy, Latvia, Lithuania, countries under their control Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Czech Republic, Hungary, Cyprus as well as Les Mediateurs du Net (France), Risolvi Online (Italy) and BaFin (Germany) e. For the purposes of this table, the phrase "all account information" includes the following information: name, address, email address, telephone number, IP address, device identification, mobile phone identification and / or number, account number, account type, details of financial instruments linked to the account, Details on payment processes, details on business transactions, customer information and reports, account settings, customer data that we have received in the course of the legal obligation to identify our customers and customer correspondence. With regard to the "Purpose" paragraph, all third-party providers with the exception of the authorities and certain payment service providers, credit reference agencies and group companies at the end of this table fulfill contractual obligations towards PayPal. The authorities are obliged to fulfill their own regulatory goals and provisions. Where this is expressly indicated in the table, the payment service providers and credit bureaus can use the information within their own databases and pass the information on to third parties for the purpose of fraud prevention and credit assessment in accordance with their respective provisions. f. Disclosure of data to your representative or legal representative (e.g. the holder of a power of attorney issued by you or a guardian appointed for you) g. Forwarding of summarized statistical data to our business partners or PR partners: We disclose, for example, that a certain percentage of our customers live in Berlin. However, this summarized information does not contain any personal information. H. As with other companies, PayPal may merge or be acquired by another company in the future. In doing so, you agree that the successor company will have access to information maintained by PayPal, including information on customer accounts. However, the successor company is still bound by the data protection principles unless they are changed accordingly. Our contact with PayPal customers 27 We communicate regularly with our customers by e-mail in order to provide the services they have requested. When processing customer complaints or buyer protection requests, to respond to customer inquiries, to inform you that we believe your PayPal account or one of your transactions is being used for an unauthorized purpose to obtain information about yourself, your business or account movements We also communicate with our customers over the phone when we confirm, to collect receivables, to conduct customer surveys or to investigate suspicious transactions. We use your email address or postal address to confirm the opening of your PayPal account, to send you notifications about the receipt or debiting of payments via PayPal (including referral bonus payments, as described below), to inform you of important changes to provide information about our products and services and to send you notices and other legally required notices. In general, customers cannot choose which communications to receive. However, the communications are mainly sent for informational purposes and not for advertising purposes. In addition, we will send other types of communications to your e-mail address, which you can determine yourself. These include the regular PayPal newsletter, auction tips, customer surveys and information on special offers from third-party providers. You can choose to receive all or none of these communications when you complete the registration process or at any time afterwards. To do this, log into your account on the PayPal website and change the settings on the "My Profile" page under "My Account". As described above, we may also communicate with you via SMS (for the purposes of managing your communication preferences, SMS are treated like emails). In connection with independent reviews of our financial statements and transactions, the auditors may contact some of our customers to confirm the accuracy of our records. However, the auditors are not allowed to use personal data for secondary purposes.Your use of information and our services To simplify transactions between PayPal customers, our service offers you limited access to the contact or shipping information of other customers. Sellers may have access to the buyer's username, email address and other contact or shipping information, while buyers may have access to the seller's username, email address and other contact information. You undertake to use the personal information of other customers that you receive via PayPal services or via PayPal-related messages or via simplified PayPal transactions only for the following purposes: a) PayPal-related messages, not for unsolicited advertising E-mails, b) actions relating to PayPal payments or the transactions for which PayPal was used (e.g. insurance, shipping and fraud complaints) and c) other purposes to which the respective user has agreed after appropriate disclosure of the intended use . In all cases, you must provide customers with the option to remove their data from the database and view any information that has been collected about them. In general, you are obliged to comply with the applicable data protection law. This applies in particular to the sending of e-mails for marketing purposes. PayPal does not tolerate spam. We strictly implement our anti-spam guidelines. If you would like to inform us about PayPal-related spam emails, please contact us. 5. Information security PayPal applies the highest standards of information security when managing customer information. For example, we use protective mechanisms for computers, such as firewalls and data encryption. Physical access controls apply to our buildings and data. Access to personal information from our customers is only possible for those employees who need them to carry out their work. For more information on PayPal's security practices, please visit the PayPal Security Center. The security of your PayPal account also depends on how well you protect your PayPal password. Do not share your PayPal password with anyone. PayPal employees will never ask you to provide your password. Therefore, consider e-mails or other messages asking for your password as unauthorized and suspicious and forward them to [email protected]