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Get rich: 9 tips millionaires already know

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How do you get rich? A question that countless people are looking for an answer to. Money is fascinating and money promises a lot. Anyone who is supposed to describe a perfect life almost always cites wealth as a decisive factor. become rich For many, it is a goal in life, a motivation to hang in there, to give everything and to endure all the stress. One day all of this should pay off and show on the account. But how can such a great goal be achieved when reality shows time and time again that very few get rich? Eventually, if it were easy, everyone would get rich, make millions, and enjoy life on a sunny island. Such a wish can be a beautiful fantasy, but it won't get you a single euro further. But getting rich is not impossible. With these tips it can work ...

➠ Content: This is what awaits you

➠ Content: This is what awaits you

Get rich: money rules the world

Even the vernacular knows money is not everything and Money alone doesn't make you happy either. And yet that is exactly what everyone wants. Money, money and more money. Almost everyone secretly or openly dreams of getting rich. This manifests itself in very different ways. Some people work until they drop, postpone overtime and extra shifts and are happy about any additional earnings.

Others bet on the big luck, play the lottery every week and wait to finally be kissed by Fortuna. As is well known, the chances of the big jackpot are around 1 in 140 million, the majority of lottery players accumulate a minus on the balance sheet and only a handful of winners get really rich.

The mere idea of ​​how much some people earn is astonishing and incredulous. Soccer player Cristiano Ronaldo deserves around 45 million euros annually only for sport, not counting its other sources of income, which add up to around 30 million euros.

At the very top are Amazon founder Jeff Bezos and Bill Gates, founder of Microsoft. In the current Forbes list, Bezos ranks with an insane fortune of an estimated 131 billion, making Gates' 96.5 billion almost knocked off - which neither of them should really care about.

For normal earners absolutely unimaginable sums. According to the Federal Statistical Office, the average gross monthly income in Germany was around EUR 3,771, which corresponds to a gross annual salary of EUR 45,252. If you round off a little, it would take a slack 1000 yearsto work out an annual salary for Cristiano Ronaldo.

Getting rich means a better life for many

Hardly anyone gives themselves up to the illusion of getting so rich. What should you do with all that money when it's so much that a lifetime is no longer enough to spend? But it doesn't have to be tens of millions or even billions. Wealth - also in financial terms - can mean something different for everyone.

However, getting rich also has some things in common, everyone expects something from having a lot of money. There are some classics that almost always apply:

  • No more financial worries.

    At the top of the list of reasons for wanting to get rich is financial security. No longer having to turn over every euro twice, not looking forward to the end of the month with worry lines and not constantly having to look at the price tag when shopping.

  • Realize wishes and dreams.

    The long-awaited dream trip around the world, a new car, a house for the family or many other things for which the money has never been enough. Getting rich means being able to finally afford everything that could only be dreamed of up to now.

  • Improve status, reputation and recognition.

    This relationship doesn't always work out, but getting rich is often equated with better social status and greater recognition.

In a nutshell: Getting rich promises a better life, which is why it is understandable that so many people strive for it.

Tips: This is how it works with getting rich

The hard truth: There is no silver bulletthat will make you rich. If it were that simple, it would be known everywhere by now and everyone would have made a small (or even large) fortune. Nevertheless, many offers play with the desire for more money and promise exactly that: Get rich, preferably without a job, the money comes all by itself, without you having to lift a finger.

If you see offers like this, you should get them Keep away from it. In the end, only one person gets rich - the provider who exploits the hope or despair of other people and only fills their own pockets.

It will be difficult in any case However, it is not completely impossible and so your dream of getting rich does not have to remain one. And if you don't want to make millions straight away, but the project become rich If you take a more realistic and frugal approach, the chances are good that you will be able to make and save enough money to fill your account and make dreams come true.

Here are a few tips to help you get rich:

  • Think long term

    You won't get rich overnight unless you are actually the one in the million to win the lottery. Otherwise you succeed in getting rich above all through one quality: patience. Regardless of which route to more money you choose, they all take time, usually several years, and your assets will usually not make leaps, but rather develop slowly.

  • Cut your costs

    The first thought to get rich is: make more money. However, it promises just as much success if you reduce your costs and thus save money every month. Cheaper shopping, saving electricity, maybe even moving to a cheaper apartment, leaving the car parked more often and cycling or walking instead. Even comparatively small savings can quickly add up to many thousands of euros in the long run, which you have more at your disposal.

  • Don't leave your finances to chance

    If you want to get rich, you have to be intense deal with your financial situation. This is not a pleasant task, nor is it always an exciting one, but it is absolutely necessary. How much do you earn? How high are your running costs? What's left at the end of the month? What do you spend most of your money on? Are there any loans or other expenses that decrease over time? A detailed budget book can be the best solution and a real miracle weapon.

    Only with a complete view of your finances can you work on getting rich. The following applies: Start as early as possible. As already mentioned, getting rich takes many years. So don't put your finances on the back burner, start dealing with them as early as possible.

    who not until mid 40s begins to deal with the topic, has already wasted many years that could have been used much more sensibly.

  • Invest your money

    You won't get rich just by putting money on the high edge. It is better if you let it work for you - because what Jeff Bezos can do, you can do on a much smaller scale. Stocks are particularly popular investment that can be found at proper risk management be able to pay off in the long term. The following applies: Never put everything on one card, but look for a broad, secure package of shares.

    In addition to stocks, you should also invest in other forms of investment. Are popular and also a great way to get rich property. However, these usually require a higher start-up capital in order to be able to invest at all.

    When it comes to investing, there is always one when in doubt Advice from the experts to recommend. They can help you develop the right investment strategy, answer any questions and help you overcome uncertainties.

  • Invest in yourself

    You become rich through your personal achievements, successes and abilities. If you are good at what you do, you will get more money for it as you develop your skills, you will become a valuable employee and a sought-after expert in your field. The more you invest in yourself, the more likely you are to get rich.

    It's not just about financial investments, it's also about time. Take the time for further education and training. Use your free time to deal with important topics and to deepen your knowledge. You are your greatest asset - learn how to use it to get rich.

  • Build up several pillars

    A secure job with a good income is important and the first step in getting rich. It is even better if you create additional income and thus manage to Obtaining money from various sources. This can be a second job that you take on or a self-employment that you pursue alongside your job.

    That is certainly not easy and associated with a lot of stress and exertion, but if you want to get rich, that extra effort is required. In order to have more than anyone else, you must also be willing to do more than anyone else.

  • Don't be satisfied

    Gratitude is important, but you will only get rich if you are not satisfied with what you have already accomplished. You can come to terms with your salary, accept that it will hardly grow for the next 10 or even 20 years - or you can keep your ambitioneven if you already earn well and want to go even higher.

  • Do what it takes

    That sounds very vague at first, but it is a serious tip for getting rich. Of course, this does not mean that you should rob a bank or find a rich partner, but that you should recognize what is necessary on your wayto get rich. This can mean, for example, that you have to move the center of your life in order to be able to use your talents where they are really in demand.

    It is also conceivable that you will have to change your employer again and again in order to climb the corporate ladder and get a salary increase with each change. That likes not always easy fall, but may be necessary.

  • Give 120 percent at work

    Aside from winning the lottery or becoming a superstar, the best way to get rich is no real secret: Work hard, do your best at your job and don't let it get you down. The other tips are additional ways to save money or increase your earnings, but you lay the foundation through your work.

    In order to get rich from the job, it also depends on the industry. Even the highest salaries in some areas only come close to the starting salaries in other industries. Here, too, it shows that long-term planning is essential. If you want to get rich, your school days, course of study or training and especially your choice of profession are decisive.

    Hard work is maybe not the brilliant and glorious wayMany who want to get rich imagine it, but it is still the most likely one that you can influence, above all else. Unless you want to keep wagering the 1 in 140 million chance on the lottery instead of trying with consistently good performance and motivation.

At what age do most people get rich?

Unfortunately, many people pant their dream of getting rich all their lives without success. But if you manage to make it and become a millionaire, you should still be patient. An American study shows: Very few get rich at a young age, most make it (if at all) at the end of their working life.

So the study results are also compact:

  • The average millionaire achieves this status by the age of 58.5 years.
  • The average US millionaire will be the age of this 59.3 years.
  • Both men and women achieved it on average with them 20 percent of your income have invested almost 80 percent in stocks.

In addition to the rather old age, there is one more aspect to be emphasized in particular: Rich people become rich primarily through courageous and consistent abstinence from consumption. Saving a fifth of your income is just no sticking out.

As a rule, it is not the one-off million dollar deal that makes you rich - but rather years of consistent work and sacrifice.

Get rich: These are the people you should surround yourself with

It may be your personal goal to get rich, but the road becomes all the more rocky when you want to walk in completely alone. It promises more success if you familiarize yourself with the surrounded by real peoplewho stand by your side, offer help and orientation or even reprimand you once in a while. These are particularly desirable:

  • Friends

    True friends that you can always rely on and whom you trust blindly. These fulfill several important functions: On the one hand, they help to stay on the ground and to recognize that money is not everything. At the same time, they offer a good balance to the stressful and exhausting everyday life. Last but not least, it is the people who you can really trust if you really get rich - because then at the latest, a lot of apparent friends suddenly appear.

  • Motivators

    Giving up is the easiest way, but it also guarantees that wealth will not work out. In order for you to persevere, you need motivators that drive you, encourage you and help you stay on the ball. These can be companions who share your goal or friends and family members who support you again and again.

  • Mentors

    There are many situations in which it is extremely helpful when someone gives good advice. A mentor can be that very person on your path to great fortune. He is an advisor, coach and critic in personal union and is available for all questions or problems with advice and action.

  • role models

    Finally, you should look for role models, people who have already made it and whom you want to emulate. You shouldn't copy, steal ideas or try to exactly follow in their footsteps. Rather, you should learn from your role models, benefit from their experiences, avoid mistakes they have made and get inspiration.

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20th October 2020Author: Jochen Mai

Jochen Mai is the founder and editor-in-chief of the career bible. The author of several books lectures at the TH Köln and is a sought-after keynote speaker, coach and consultant.

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